Protecting Your Cargo. Securing Your Business.
BCM Marine Risk Solutions is a specialised division dedicated to protecting businesses against marine and transport-related risks. With deep expertise in risk management, we provide marine insurance solutions that safeguard your cargo end-to-end, from shipment to final delivery and everywhere in between.
We do not just insure goods, we manage risk with you. By aligning marine insurance with broader credit and trade risk strategies, BCM delivers a holistic safety net for businesses that trade across borders.
Marine Cargo
Comprehensive cover for goods moved by sea, air, road, or rail. Protects against physical loss or damage. Applies to both domestic and international transport.
Single Shipments
This policy covers shipments against loss or damage during a specific journey. Flexible shipment-specific protection when full annual cover isn’t required.
Household and Personal Effects
Cover for individuals relocating locally or abroad with household contents. Protects personal belongings in transit. Offers peace of mind throughout the moving process.
Stevedoring Liability
Indemnifies the insured in respect of their legal liability as stevedores, as well as any assumed or contractual liabilities arising from their activities as stevedores.
Commercial Hull
Cover for vessels engaged in fishing, transport and commercial work. Protects machinery and equipment. Optional liability extensions are available for business needs.
Marine Goods in Transit
Cover for cargo owners against loss or damage in the ordinary course of transit. Applies to local shipments. May be extended to cover cross-border consignments.
Carriers Interest in Goods
Designed for logistics providers, this cover protects transporters against loss or damage to goods while under their responsibility, including while loading, transporting, or offloading.
Marine Liabilities
Covers third-party liabilities in maritime operations. Protects against legal responsibility for loss or damage. Typically includes Charterers’, Stevedores’ & Ship Repairers’ Liability.
Freight Forwarders Liability
Indemnifies the insured in respect of their legal liability to cargo owners for physical loss or damage to cargo, as well as for delays or mis-delivery to an incorrect party or location.
Ship Repairer’s Liability
Indemnifies the insured for loss of or damage to any vessel, including its machinery and equipment, while undergoing repair, maintenance, or other work.
Marine Stock Throughput
Seamless cover for raw materials through storage and manufacturing to delivery. Ensures uninterrupted protection. Ideal for businesses across the full supply chain.
Contingent Insurance
Covers transport brokers against claims by cargo owners or financial stakeholders. Protects against loss or damage. Applies when goods are in a carrier’s custody and control.
Marine Hull
Cover for loss or damage to vessels and small craft in operation. Extends to third- party property liability. Includes protection against passenger-related claims.
Pleasure Hull
Cover for privately owned leisure vessels used inland or on coastal waters. Protects the vessel and its equipment. Optional liability cover for passengers and third parties.
Why Choose BCM Marine Risk Solutions?
Specialist Knowledge:
We combine marine insurance expertise with risk advisory, providing broader protection and insight than a standard policy alone.
End-to-End Protection:
Covering cargo, logistics, and liabilities across international and local supply chains.
Tailored Solutions:
Structured for importers, exporters, freight forwarders, and logistics providers.
Customised Cover:
No two supply chains are alike. We design solutions around your routes, cargo types, and contractual requirements.
Speed & Simplicity:
Quick turnaround on quotes, cover and claims with a single point of contact managing your policy from start to finish.
Global Reach, Local Expertise:
Access to leading local and international insurers ensures competitive premiums and flexible terms.
With over 20 years in risk management and insurance consulting, we are more than brokers, we are your long-term partners in protecting and strengthening trade. If you have any questions or would like to learn more, please contact us below.