At BCM we know data, analytics, and automation are vital tools in Credit Risk Management, but they do not drive what we do. You can not underestimate human insights in managing risk. Our decisions aren’t dictated to by change, machines, or the innovative tools that we use, but by a team of experts, that have perfected the art of credit risk management! Our business is a people’s business, and therefore it is essential to nurture and build relationships. Technology alone cannot do that for us!